Everything you need to know, in simple and in summary!
The mortgage can be taken out by any capable natural person of full age and any legal person governed by private law, excluding the financing of a professional activity. .
To obtain your mortgage, you must open a Nwestplc bank! .
You can borrow for a period of 2 to 25 years, depending on your project and your personal situation.
From receipt of the offer by post or electronically * :
* subject to eligibility for electronic signature
Several guarantees may be required of you such as the conventional mortgage, the privilege of money (reserved for the purchase of old, new buildings less than 5 years old, or for the acquisition of land alone), or the Housing Credit deposit.
Borrower insurance accompanies a loan. In the event of a hard blow, this insurance protects you by taking charge of the credit. Depending on the situation and the contracts, the insurance covers the reimbursement of the monthly payments of your loan (unemployment or incapacity for work) or the reimbursement of the capital remaining due (death or disability). It is therefore a key element of protection for you and your family.
As part of a fixed-rate mortgage: Borrower insurance is required for 100% of the capital borrowed for the granting of the loan, according to the conditions, limits and exclusions provided for in the Personalized Sheet and the Standardized Sheet of information that will be given to you.
Your bank cannot refuse another borrower insurance contract as collateral if it has a level of guarantee equivalent to the insurance contract offered by your bank. To find out more, on
les modalités et les équivalences de garanties.
Copyright nwestplc bank - 2022