To subscribe to the Nwestplc! Life Insurance contract, you must first have a Nwestplc bank! current account .
Everything you need to know, in simple and in summary!
The Nwestplc! can be subscribed by any adult and holder of a deposit account opened with Nwestplc bank!.
In other cases, you can book your Nwestplc! Life Insurance policy by telephone. (minors, incapable adults, co-membership) with a specialist savings adviser. The subscription will take effect upon receipt of your signed membership form.
To take out the Nwestplc! Life Insurance policy, you must have a Nwestplc bank! current account.
You benefit from a waiver period of 30 completed calendar days from:
Taxation in the event of death differs according to the date of joining the contract, the dates of payment of the premiums and the age of the insured at the time of the payment of each premium.
Detailed information is available on page 15 of the
Nwestplc!
.
At the time of leaving the life annuity, the financial products acquired are exempt from income tax, but subject to social security contributions.
During the life of the annuity, the latter is subject to income tax and social security contributions on a fraction of its amount, a fraction determined according to the age of the annuitant when the pension.
It is equal to:
- 70% if the person concerned was then under the age of 50;
- 50% if he was aged 50 to 59 inclusive;
- 40% if he was aged 60 to 69 inclusive;
- 30% if he was over 69 years old.
Detailed information is available on page 15 of the
Nwestplc!
.
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