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Personal loan

A personal loan to finance your projects
Do you want to travel the world, organize your wedding or equip the house of your dreams? With Nwestplc bank! personal loan, borrow up to €75,000 over 4 to 72 months, all without administration fees. And your projects become reality!
Your Personal loan in a few clicks!
If your Personal loan application is accepted, the funds will be transferred to your Nwestplc bank! 14 days after signing your credit agreement.

Personal loan

Right now

Your personal loan


Fixed APR
1.90 % *

Of $5,000 to $75,000 over 4 to 12 months

For a personal loan of 5,000  $ on 24  month, you will repay 24  due dates 420.92  $ .
No application fees. Fixed borrowing rate: 1.88 % per year.
Fixed APR of 1.90 %. Total amount owed by the borrower: 5,051.04  $ . Interests: 51.04  $.
In the event of subscription to optional insurance (1) (death, total and irreversible loss of autonomy, total temporary incapacity for work): effective annual rate of insurance (TAEA): 1.50 %, total amount owed by the borrower under the insurance over the total term of the loan: 40.20  $, amount of insurance per month: 3.35  $, this amount is added to the credit repayment term.
A credit commits you and must be repaid. Check your repayment capacity before you commit.
(1) Insurance taken out with Cardif Assurance Vie and Cardif Assurance Risques Divers.

simulate my credit

Offer reserved for Nwestplc bank! capable adults. Subject to acceptance by Natwest (lender). You have a 14-day withdrawal period.

* see conditions

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Good to know

Everything you need to know, in simple and in summary!

Conditions of eligibility

Personal loan, for whom?

Personal loan can be taken out by any natural person, capable adult or non-emancipated minor and a Nwestplc bank! customer.  info bubble

And how ?

To obtain your consumption credit, you must be a Nwestplc bank! customer. Open your Nwestplc bank! current or joint account now . Find out more about the eligibility conditions

Withdrawal and reimbursement

Sampling

Your monthly payments are debited directly from your deposit account and the first debit takes place on the first amortization date chosen.
You can choose the date, that is to say the date on which you wish to repay your credit monthly. Subsequently and at any time, you can modify the date by requesting it by post from Nwestplc bank!

Refund options

Possibility of suspending 2 monthly payments per rolling year, respecting a period of 2 months between each suspended monthly payment  Learn more about refund options .
Depending on the duration of your contract, you can suspend a maximum of 8 monthly payments.
You can repay your loan before the due date in accordance with the law.

Provision of funds

You will have the funds in your deposit account 14 days after signing the credit agreement offer (subject to bank approval).

Withdrawal

You always benefit from a legal withdrawal period of 14 days from the signing of your loan offer.

fencing

The loan is repaid at maturity or by full prepayment.